Frequently asked questions
What is the debt service coverage ratio?
Operating margin divided by the loan instalment. The higher the figure, the better the company's cash flow covers servicing the loan.
Where does the interest rate assumption come from?
The default is the radar's latest average interest rate on new business loans from the Bank of Finland statistics. Replace it with your own offer.
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Also read
- Effective annual interest rate and the consumer credit interest rate cap 2026
- Positive credit register: what is recorded in it?
- Mortgage interest rate 2026: Euribor, margin and loan cap
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The calculator gives an indicative estimate and does not replace the advice of an authority, bank, insurer or accounting firm. The calculator's figures and their sources are shown below the calculator.