Frequently asked questions
Does the monthly instalment stay the same for the whole loan term?
Not necessarily. The calculation assumes the interest rate stays the same, but the reference rate changes on review dates, when the instalment goes up or down.
Is the calculation a loan offer?
No. The calculator is an indicative estimate. You get the final terms and costs from the bank's or lender's offer.
Loan Radar brings together the topic's up-to-date figures, deadlines and services. Open Loan Radar →
Embed the calculator on your own page
You can add the calculator to your own website, blog or intranet free of charge. Copy the code and paste it into the page's HTML field. The calculator updates automatically when the figures change.
Also read
- Effective annual interest rate and the consumer credit interest rate cap 2026
- Positive credit register: what is recorded in it?
- Mortgage interest rate 2026: Euribor, margin and loan cap
Other calculators
The calculator gives an indicative estimate and does not replace the advice of an authority, bank, insurer or accounting firm. The calculator's figures and their sources are shown below the calculator.